Switch Lending Group

Financing solutions that fit the unique needs of your business

OUR FUNDING APPROACH

Invoice Factoring
Switch Lending Group provides the capital needed to cover costs before work begins on a project or prior to invoicing. This can include the transfer of equipment and manpower, installation at the project site, personnel lodging and allowances, insurance, and payroll.

We advance funds on completed invoices, focusing on the creditworthiness of your client (not your business credit). This capital can be used for operating expenses such as payroll or taking on larger jobs.

Mobilization Funding
We provide working capital to help cover upfront costs so your company can mobilize faster and pursue larger projects with confidence.

DIP Financing
Debtor in Possession (DIP) financing supports businesses in financial distress who have filed or plan to file Chapter 11 bankruptcy. DIP financing enables reorganization and provides access to capital during the process.

Payroll Funding
Ensuring payroll is met on time can be challenging without consistent cash flow. With Switch Lending Group’s Payroll Funding, you never have to worry about paying employees on schedule.

Commercial Real Estate Financing
We provide short-term bridge financing for commercial real estate projects.

WHY SWITCH LENDING GROUP?

  • Fast response time with same-day approval and funding in 2–5 days

  • Limited/challenged credit history is OK

  • Years in business is a non-issue

  • Tax liens/balance sheet issues are acceptable

  • No debt is added to your balance sheet

  • Work directly with decision makers

  • Expand and grow at your pace with no limits

  • Custom product mix to match capital needs

  • No equity required

  • Assigned account team available 24/7

  • Save time and money with third-party receivable management

WHO WE ARE

Switch Lending Group is an asset-based lender providing custom financing solutions nationwide. We specialize in alternative funding for businesses needing working capital to sustain and grow.

With our diverse suite of products, we tailor funding to your immediate and future needs. As a direct lender with in-house underwriting, we make fast credit decisions, so you deal directly with decision makers and receive the capital you need quickly.

OUR SOLUTIONS

  • Accounts Receivable Financing – Advance funds on outstanding receivables.

  • Purchase Order Financing – Cover costs of fulfilling customer orders and growth capital.

  • Government Contract Financing – Dedicated funding for prime and subcontractors in State, Federal, and Municipal projects.

  • Equipment Leasing – Acquire or refinance equipment without draining cash reserves.

  • Manufacturing Finance – Pay your manufacturer upfront so you can focus on sales.

  • Asset Based Lending – Access immediate capital using receivables, equipment, inventory, or real estate as collateral.

OUR TYPICAL CLIENT

  • Operates anywhere in the U.S.

  • Sells products or services B2B or to government

  • Requires $50K – $10MM in financing

  • Has commercial accounts receivable

  • May be rapidly growing, marginally profitable, or losing money

  • May have a weak balance sheet, bankruptcy, or tax liens

  • May have challenged credit history

  • Cannot obtain or has maxed out bank financing

  • Needs funding quickly

THE SWITCH ADVANTAGE

We Think Outside the Box

  • Funding decisions based on your assets and client creditworthiness, not your history

  • In-house underwriting = faster funding

  • Mix of products customized to your business

  • Comfortable working with tax liens, balance sheet issues, or DIP financing

Grow with Confidence

  • Insight into customer payment habits and creditworthiness

  • No growth limits imposed

  • Funding within 24 hours of invoice submission

  • No equity required — you retain full ownership

  • No debt added to your balance sheet

Our Service is Centered Around You

  • Direct access to decision makers for faster approvals

  • Assigned account team for daily funding needs

  • Flexible and custom solutions from a private lender

  • Tailored funding solutions for unique circumstances

Real-Time Management

  • 24/7 access to funding reports via client portal

  • We handle collections, payment processing, account management, and underwriting

  • AR management includes invoices you aren’t financing for full transparency

  • Electronic invoice submission with funding in 24 hours

  • Account managers available 24/7